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Will You Run Out of Money Before You Run Out of Time?

In the chart below, the figures show how many years it will take for your principal and earnings to become.

Years until All Capital Is Depleted

Withdrawal

Expected Rate of Return

Rate

5%

6%

7%

8%

9%

10%

11%

12%

13%

14%

15%

6%

37

*

*

*

*

*

*

*

*

*

*

7%

25

33

*

*

*

*

*

*

*

*

*

8%

20

23

30

*

*

*

*

*

*

*

*

9%

16

18

22

29

*

*

*

*

*

*

*

10%

14

15

17

20

27

*

*

*

*

*

*

11%

12

14

15

17

20

25

*

*

*

*

*

12%

11

12

13

14

16

19

24

*

*

*

*

13%

10

11

11

12

14

15

18

23

*

*

*

14%

9

10

10

11

12

13

15

17

22

*

*

15%

8

9

9

10

11

11

13

14

16

21

*

16%

8

8

8

9

10

10

11

12

14

16

20

17%

7

8

8

8

9

9

10

11

12

13

15

18%

7

7

7

8

8

8

9

10

10

11

13

19%

6

7

7

7

8

8

8

9

9

10

11

20%

6

6

6

7

7

7

8

8

9

9

10

* = Capital will never be depleted at this combination of return and withdrawal.

Please Note: The above summary/prices/quotes/statistics have been obtained from sources we believe to be reliable, but we cannot guarantee accuracy or completeness. Past performance is no guarantee of future results.

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