401k Rollover & IRA Rollover:
Consolidate your accounts

Retired? Left your company? Learn everything you need for a proper 401k Rollover

If you have left a job and have a 401k with your former employer(s), we can take the required steps on your behalf to get your funds put into your own account. We can help you with 401k Rollovers.

Simple Steps for a Correct 401k Rollover to IRA:

	Begin Call 1-800-559-2900 or contact Atlantic Financial to begin your 401k Rollover. Tell the representative that you need an IRS Compliant 401k Rollover to IRA. All rollovers provided by Atlantic Financial are in compliance with all IRS Regulations. Atlantic Financial specializes in 401k to IRA Rollovers and has been helping people on the web since 1994.
	Transfer Atlantic Financial and you will contact your former employer and instruct them to roll your money into a new IRA Rollover account using a trustee to trustee transfer (see below). The former employer may have already provided you with a rollover form or may need to be contacted, either way, Bruce Fenton and the team at Atlantic Financial will work to make sure your assets are handled properly.
	Review Your former 401k administrator will transfer your funds over into your own name so that the fund may be transferred into your new account. We will keep you apprised of the progress and inform you when the transfer is complete. Once your funds have been credited to your new account we will contact you and work with you to select investments.

Trustee to Trustee Transfers

Since both 401k Plans and IRAs are considered tax qualified by the IRS, certain regulations govern them if the funds are to keep their special tax deferred status. When you remove your funds from a 401k plan, within 60 days the money must be placed into an account that is also tax qualified or you can lose your tax benefit and be subject to IRS penalties. A trustee to trustee transfer is when the assets from an account are transferred directly into your IRA Rollover account. This is where 401k Rollovers are used.

Do you have questions about your 401k Rollover or IRA Rollover?
Ask Atlantic Financial

Frequently Asked Questions

Investment Choices

Atlantic Financial offers over 18,000 mutual funds as well as stocks, bonds, CDs, managed accounts and other investments. Our selection includes Fidelity, Goldman Sachs, MFS, Mainstay, Evergreen, ING and many other leading companies. It is very likely that the specific investments you owned in your old plan are available. Our overall options are much wider than any corporate 401k plan and we can find investments to meet a variety of investment profiles. Once your transfer is complete, we can review a full list of options with you and a professional advisor will help you with your selection.

Why use Atlantic Financial?

Atlantic Financial has been rolling over 401k plans into IRA accounts for over a decade and has an outstanding reputation for client service and satisfaction. We have no ties to proprietary mutual fund or money management companies so the selection and quality of advice you receive is virtually unmatchable. 

What is the Cost?

The cost from Atlantic Financial is $35* per year. This includes custody services from our clearing firm, all statements, financial advice, internet access, quarterly reviews and all other services of the firm. Within the account your investments may have built in charges such as those present in all mutual funds, transaction such as stocks will be subject to our standard commission schedule rates.

*Subject to change.

Rollover IRA or Traditional IRA? What is the difference?

"Rollover IRA" is the name given to an IRA that holds money from a retirement plan like a 401k or 403(b). Money from an employer sponsored plan is preferably rolled over into a Traditional IRA which allows you to make IRA contributions, up to the annual limit. Contributions cannot be made to a Rollover IRA.

You may also wish to rollover a current retirement plan you have with a bank or investment firm into a new IRA account with different options depending on your needs, goals and financial situation. Have Questions? Contact Atlantic Financial

What is your account minimum?

Atlantic Financial's services are ideally suited for investors with over $1,000,000 in assets; Our account minimum is $100,000. Our full range of integrated financial, estate planning and tax services can accommodate the most discriminating investors while our personalized education driven approach appeals to financial beginners as well.

Information For Corporations

We can help your company serve former employees by transferring them out of your plan and into their own IRA account - it's better for the participants and saves the company money as well. Atlantic Financial also can setup new 401k plans or administer existing 401k plans.

Contact Atlantic Financial

To begin your 401k Rollover today or to ask questions, please call 1-800-559-2900, , or use this form to contact us:

Also See: Corporate 401k Page | Roth IRAs | SEP IRAs | Traditional IRAs | IRA Accounts

Financial Planning and Investment Services

Atlantic Financial has been serving clients since 1994.  Atlantic Financial enjoys a solid reputation for service, selection and value. We can review your wealth management plan, assist with your or 401k / IRA Rollover and assist you with global wealth management.