401k Rollovers From your Former Employer to IRA Accounts
Steps for a correct 401k to IRA Rollover:
Request an IRS Compliant 401k to IRA Rollover
by using this form to
Contact Atlantic Financial
or call 1-800-559-2900.
Atlantic Financial provides rollovers that
are in compliance with all IRS Regulations.
specializes in 401k to IRA Rollovers. We have been helping people on the
web since 1994.
Your former employer may have already provided you with a rollover
form or they may need to be contacted, either way, the team at Atlantic
Financial will work to make sure your assets are handled properly.
Atlantic Financial will assist you in contacting your former employer
(or former investment advisor) and help you instruct them to rollover
your money into a new IRA account using a
trustee to trustee transfer.
Your former 401k administrator will transfer your funds over into your
new IRA account.
We will keep you apprised of the progress and
inform you when the transfer is complete.
Once your funds have
been credited to your new account Atlantic Financial will contact you
and work with you to select investments.
Other types of Plans
Trustee to Trustee Transfers
Since both 401k Plans and IRAs are considered tax qualified by the IRS,
certain regulations govern them if the funds are to keep their special
tax deferred status.
When you remove your funds from a 401k plan
the money must be placed into an account that is also tax
qualified within 60 days (see Options below) or you can lose your tax
benefit and be subject to IRS penalties.
A trustee to trustee
transfer is when the assets from an account are transferred directly
into your IRA Rollover account.
Frequently Asked Questions
Please using this form to
Contact Atlantic Financial with any other questions you may have before
beginning your rollover.
Can I keep the Same
Atlantic Financial offers over 18,000 mutual funds as well as stocks,
bonds, CDs, managed accounts and other investments.
includes Fidelity, Goldman Sachs, MFS, Mainstay, Evergreen, ING and many
other leading companies. It is very likely that the specific investments
you owned in your old plan are available.
Our overall options are
much wider than any corporate 401k plan and we can find investments to
meet a variety of investment profiles.
Once your transfer is
complete, we can review a full list of options with you and a
professional advisor will help you with your selection.
Why use Atlantic Financial?
Atlantic Financial has been rolling over 401k plans into IRA accounts
for over a decade and has an outstanding reputation for client service
We have no ties to proprietary mutual fund or
money management companies so the selection and quality of advice you
receive is virtually unmatchable.
What is the cost?
The cost from Atlantic Financial is $35* per year.
custody services from our clearing firm, all statements, financial
advice, internet access, quarterly reviews and all other services of the
Within the account your investments may have built in
charges such as those present in all mutual funds, transaction such as
stocks will be subject to our standard
commission schedule rates.
*Subject to change.
What is the difference between a Rollover, Roth or Traditional IRA?
"Rollover IRA" is the name given to an IRA that holds money from a
retirement plan like a 401k or 403(b). Money from an employer's plan
must be rolled over into a
Traditional IRA however, it can later be converted into a
You may also wish to rollover a current retirement plan you have with a
bank or investment firm into a new IRA account with different options
depending on your needs, goals and financial situation.
What is your account minimum?
Atlantic Financial's services are ideally suited for investors with
over $100,000 in their 401k or IRA Account. We will accept 401k Rollover
accounts of $10,000 or more.
Our full range of integrated
financial, estate planning and tax services can accommodate the most
discriminating investors while our personalized education driven
approach appeals to financial beginners as well.
Contact Atlantic Financial
For more information or to have us answer any questions you may have,
please contact Atlantic Financial,
or contact us
Roth 401k IRA Roth Options and 403b comparison